At Vineyard Financial Group we understand that each client's financial situation and goals require a customized approach to investing, and that many investment objectives can change over time. Whether it's saving for your children's college education, financing a business, or planning for retirement, we offer the financial planning, resources and ongoing management with a goal of helping you succeed in your personal and business life.
Not only is it impossible for even the most seasoned market professionals to accurately time the market, but not being invested during a markets' highest performing days could greatly decrease your portfolio's return.
Dollar cost averaging is based on the principle of investing a set amount of money every month in the same stock or mutual fund. By doing so, investors may actually reduce their amount of risk.
Dollar cost averaging will not guarantee a profit or protect you from loss, but may reduce your average cost per share in a fluctuating market.